Cookie Policy

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and improve your experience.

We also use similar technologies like local storage, session storage, and web beacons.

2. Types of Cookies We Use

Essential Cookies

These cookies are necessary for our website to function properly. They enable core functionality such as:

• User authentication and session management
• Security and fraud prevention
• Basic website functionality
• Load balancing and performance

Legal Basis: These cookies are strictly necessary and do not require consent.

Functional Cookies

These cookies enhance your experience by remembering your preferences:

• Language and region preferences
• Dashboard layout and settings
• Previous form inputs
• Theme preferences (light/dark mode)

Analytics Cookies

We use analytics cookies to understand how visitors use our website:

• Vercel Analytics: Privacy-focused website analytics
• Page views and user journeys
• Performance metrics
• Feature usage statistics

Data Processor: Vercel Inc. (Privacy-focused, no personal data collected)

Marketing Cookies

Currently, we do not use marketing or advertising cookies. If this changes, we will update this policy and request your consent.

3. Specific Cookies Used

4. Third-Party Services

We use the following third-party services that may set cookies:

Supabase (Database & Authentication)

• Purpose: User authentication and data storage
• Cookies: Authentication tokens and session management
• Data Location: EU/UK data centres
• Privacy Policy: supabase.com/privacy

Stripe (Payment Processing)

• Purpose: Secure payment processing
• Cookies: Fraud prevention and payment security
• Privacy Policy: stripe.com/privacy

Vercel (Hosting & Analytics)

• Purpose: Website hosting and privacy-focused analytics
• Cookies: Performance monitoring (no personal data)
• Privacy Policy: vercel.com/legal/privacy-policy

5. Managing Your Cookie Preferences

Cookie Consent

When you first visit our website, we'll ask for your consent to use optional cookies. You can:

• Accept all cookies
• Accept only essential cookies
• Customise your preferences

Browser Settings

You can control cookies through your browser settings:

• Chrome: Settings > Privacy and security > Cookies
• Firefox: Preferences > Privacy & Security > Cookies
• Safari: Preferences > Privacy > Cookies
• Edge: Settings > Cookies and site permissions

Note: Disabling essential cookies may prevent our website from functioning properly.

6. Data Protection and Privacy

We are committed to protecting your privacy:

• We minimise data collection to what's necessary
• We use privacy-focused analytics tools where possible
• We regularly review and update our cookies
• We comply with UK GDPR and e-Privacy regulations

For more information, see our Privacy Policy.

7. Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect cookies or personal information from children.

8. Changes to This Policy

We may update this Cookie Policy from time to time. Material changes will be communicated through our website and by updating the “Last updated” date.

9. Contact Us

If you have questions about our use of cookies, please contact us:

Email: privacy@fintrax.app
Data Protection Officer: dpo@fintrax.app

10. Useful Resources

For more information about cookies and privacy:

• ICO - Information about cookies
• All About Cookies
• Your Online Choices (UK)